In this episode, Melvin Lim is going to address a question. The question goes like this “I now own a private condo property together with my hubby and we are in our 50’s and planning to downsize to an HDB property because our kids are all grown up, and we want to unlock the cash and TPF funds stay under our private property and maybe live a simpler life and get a normal size four to five-room HDB flat.